Member Meetings

We welcome everyone who believes they may qualify as either a Regular or Affiliate member of APLA to come to a Member Meeting (at no charge) to see if you think APLA would be a good fit and value for you. Regular Member Meetings are held bi-monthly, typically on the fourth Tuesday of the month from 10:00 AM to Noon.  All member meetings are held at the Fidelity National Title office building:
60 E. Rio Salado Parkway, 11th Floor
Tempe, AZ 85281
Parking validation will be available courtesy of Fidelity National Title.

APLA Meetings Schedule

  • Oct 27, 2009
    Raising Securities Law Compliant Funds for Private Money Loans
  • Jan 26, 2009
    Using IRA Money to Invest in Private Money Loans
  • Apr 27, 2010
    What we have learned that works and doesn’t work from a good loan gone bad
    A panel discussion on experiences with deficiency Judgments, UCC/Security Agreements, asset investigation, & more.
  • Jun 22, 2010
    All About Property Taxes
    A panel discussion on experiences with property tax disputes, reassessments, etc. Sharing of actual experiences and strategies that work. Bring your questions.
  • Aug 24, 2010
    Mortgage Fraud
    We will have an FBI Agent from the FBI’s mortgage fraud department share with us statistics, stories key indicators to look for and steps we can take to avoid becoming victims of mortgage fraud.
  • Oct 26, 2010
    Bankruptcies and Cram-Downs
    Actual cases, things learned & strategies to use.
  • Jan 25, 2011
    Annual Meeting: Finding Assets using Private Investigators and Attorneys

    • Guy White: Baron Research, owner of a private investigation firm and facilitator of asset collection.
    • Jeffrey Craven and Gary Smith: Smith & Craven, PLLC, law firm specializing in RE transactions, litigation, bankruptcy and collection.
  • Feb 22, 2011
    Compliance and Self Preservation
    A panel discussion with Mitch Medigovich, Gary Smith, Esq. and Jeff Craven, Esq. covering:

    • Implications of requirements for MLO licenses,
    • Updates on the Dodd Frank Financial Reform Act and its impact on our industry,
    • Recommendations for loan document terms to protect the investor,
    • Recent DFI examination findings.
  • Apr 26, 2011
    Property Tax Valuation Appeals
    Speaker: Jeff Nolan, CMI, Director of Property Tax at Thomson Reuters
    Member Expert: Henry Diehl, member of State Board of Equalization.
  • June 28, 2011
    Commercial Real Estate Market: Current Trends and Developments
    Speaker: Mindy Korth, CB Richard Ellis
  • Aug 23, 2011
    Round-table Discussion: Lenders’ Lessons Learned from the school of hard knocks
    What have you experienced that you never would have dreamed would happen? Or what are you doing now that you didn’t used to do? As we each share things we’ve learned, we’re guaranteed to walk away with one or more “a ha’s” and insights we didn’t have when we started the meeting.
  • Oct 25, 2011
    Multi-Family Housing Market Update
    Pete TeKampe with Marcus & Millichap
  • Jan 24, 2012
    The Dodd-Frank Act and its impact on private money lending
    Mitch Medigovich, Institute of Mortgage and Real Estate Education, Inc.
  • Feb 28, 2012
    Latest developments and trends in the Phoenix commercial and residential real estate markets
    Beth Jo Zeitzer, ROI Properties
  • Apr 24, 2012
    Banking is Back:
    A panel discussion with local bankers discussing the current state of bank lending on Arizona real estate.
  • Aug 28, 2012
    Upcoming Elections, Local Politics & Hot Legislative Topics
    Paul Hickman, President of the Arizona Bankers Association
  • Oct 23, 2012
    Got Recovery? Learn innovative collection strategies through receivership and deficiency actions.
    Adam Nach, Board certified bankruptcy law specialist attorney
  • Jan 22, 2013
    The Dodd Frank Act & Its Impact on Real Estate Transactions
    Mitchel “Mitch” Medigovich, Institute of Mortgage and Real Estate Education Inc.
  • Feb 26, 2013
    The 3rd Annual Discussion of Lenders’ Lessons Learned from the school of hard knocks.
    A panel and group-wide discussion of our noteworthy successes and failures and what they have taught us.
  • Apr 17, 2013
    Special Training and Networking Event
    High Cost and Hard Money Lending Post Dodd Frank.
  • Jun 25, 2013
    Discussion of the Advantages and Challenges of Using Regulation D Under the Securities Act of 1933 to Raise Capital from Investors:
    Charles “Chuck” Kranz, attorney at law
  • Aug 27, 2013
    Construction inspections and Controlled Disbursements
    Speaker: Netta Manies & Sean Hughes w/ Safe Harbor / Stewart Title – Arizona
    •Alternative property valuation tools
    •Due diligence reports (e.g. surveys, engineering reports, Phase I reports, etc.)
    •Account Servicing
    •Escrow services
    •Title insurance claims
  • Oct 22, 2013
    GUEST SPEAKER LINE-UP:1) Larry Muck, Executive Director of The American Association of Private LendersTOPIC: An introduction of the AAPL to our group and sharing the many exciting things their association can provide to complement our association.2) Hadden Schifman, Co-Founder of VizzdaTOPIC: An introduction to the commercial real estate market data services available from Vizzda.3) Beth Jo Zeitzer, CEO of ROI Properties and APLA Board MemberTOPIC: The Real State of the Greater Phoenix commercial and residential real estate markets.
  • Jan 28, 2014
    Annual Meeting and Elections for Board of Directors
    Keynote Topic: A Risk Management Approach to Social Media
    Speakers: Maurine Karabatsos with Empire West Title Agency and Ashley T. Kasarjian, a labor & employment attorney with Snell & Wilmer
  • Apr 22, 2014
    Speakers: Felicia Rotelini, former Superintendent of the AZ Department of Financial Institutions and current candidate for Arizona Attorney General.
  • Jun 24, 2014
    Construction Loan Risk & Management
    Speakers: Gary Soultanian, Owner of Arizona Construction Management.
  • Aug 26, 2014
    An update on the Phoenix commercial and residential real estate markets
    Speakers: Beth Jo Zeitzer, President/Designated Broker of ROI Properties. Beth Jo is an expert on the Phoenix real estate market and provides a monthly newsletter with informative charts and graphs for both the commercial and residential Phoenix area real estate markets.
  • Oct 28, 2014
    Everything You Need to Know About Audits: How bankers/brokers can prepare state audits, including tips, tricks, things to watch out for, etc.
    Speakers: Dorothy Dumnich, Owner of Dorothy Dumnich Consulting. Ms. Dumnich is a 25+ year veteran in mortgage lending regulations & compliance. She is a former DFI examiner and is the most sought after consultant for compliance related issues in Arizona.
  • Jan 27, 2015
    Annual Meeting and Election for Board of Directors
    Keynote Topic: How our business model has changed in the past few years and how it might change in the coming years with more technology and competition from alternate sources of funds that we don’t think about today.
    Keynote Speaker: Mitch Medigovich, mortgage compliance and risk mitigation consultant. Mitch is a national and international banking consultant with emphasis on capacity building, development of lending operations, compliance, loss mitigation, loan processing systems and procedures.
  • Feb 24, 2015
    Multi-Family Housing Market Update.
    Speakers: Pete TeKampe, with Marcus & Millichap.
  • Apr 28, 2015
    Lessions Learned from Mortgages Limited and the Next Generation of Private Lending.
    Speakers: Mark Winkelman with ML Manager, LLC, successor to Mortgages Ltd.
  • June 23, 2015
    APLA/TMA Meeting – “State of Lending” Panel and Networking
    Speakers: Co-hosting a lending panel and networking event together with the AZ Turnaround Management Association (TMA).
  • Aug 25, 2015
    Goal Setting and Production Strategies for Today’s L.O.
    Speakers: William “Billy A” Anastopoulos with Gold Coast Mortgage.
  • Oct 27, 2015
    Boom and Bust- Deja Vu All Over Again?
    Speakers: Adam Nach, Board certified bankruptcy law specialist attorney.
  • January 26, 2016

Annual Meeting and Election for Board of Directors
Keynote Topic: Update and discussion of proposed bill SB 1006 and how this may impact our industry.

Keynote Speaker: Scott Ferguson

  • Feb 23, 2016

Phoenix Rising: Is the Real Estate Market Heating Up or Cooling Off?

Keynote Speaker: Beth Jo Zeitzer, President/Designated Broker for R.O.I. Properties

  • Apr 26, 2016

WAR STORIES: Learning from our Past to secure a brighter Tomorrow

Keynote Panel Discussion: Byron Allen (American Life Savings Ins. Co.), Jack Hilton (Hilton Financial Corporation), Geoff Ball (Applewood Funding, Inc), Rob Leonard (Colonial Capital, LLC).  Moderated by: Mark Speno (Kenwood Mortgage).

  • June 28, 2016

Making Lenders Smarter: How to use GIS (i.e. Maps) in Real Estate Analysis & Loan Underwriting

Keynote Speaker: Paul Johnson, MAI, CRE.  Paul G. Johnson Company, Inc. –

  • Aug 23, 2016


APLA is co-sponsoring a Responsible Individual Continiung Education Workshop in lieu of the August meeting.

Workshop put on by APLA’s very own Mitch Medigovich.

All “Responsible Individuals” will receive 4 hours of continuing education credit approved by the Department of Financial Institutions. Sorry, this is not NMLS approved.

Special Guest Speaker:  Attorney David Knapper will speak about recent litigation between lenders and borrowers – consumer and non-consumer. You will learn about strategic defenses and arguments to borrower allegations as well as determining when to settle and when to fight!

What you will learn:

How to define a non-consumer transaction

Small Business Lending and the impact of the Dodd Frank Act on your business model

How to identify a consumer transaction that is hiding behind a business loan request

Construction Loans and required disclosures

Bridge Loans and the impact of extending a construction loan past the maturity date

Who should attend?

All loan originators – there has been an increase in the number of private money loans made by loan officers that have resulted in litigation!

Loan Processors – are you collecting the correct documents?

Loan Underwriters – are you aware of recent changes in compliance requirements?

Responsible Individuals – Learn how to protect yourself and your business!

When: August 19, 2016. 9am – 1pm (refreshments served)

Location: 4222 E. Thomas Rd, 4th Floor (park on the roof)

Cost: $49 APLA Members / $69 Non-APLA Members if paid prior to August 10

To Register: Email you Name, Company Name & NMLS ID to or call Mitch at (602) 510-4568.

Advanced registration required.  Please send your registration fee to APLA c/o Mitchel Medigovich Po Box 2986, Prescott, AZ 86302

  • October 25, 2016


Keynote Speaker: Craig Copolla, Lee & Associates

  • Jan 24, 2017

Annual Meeting and Election for Board of Directors

Keynote Speaker: Greg Vogel, Founder & CEO of Land Advisors Organization

  • Feb 28, 2017

Update on HMDA and Other New Federal Regulation

Keynote Speaker: Mitch Medigovich

member meetings APLC